Online Banking

Personal Banking - Savings

Regular Savings

Our Regular Savings Account requires an opening deposit of $100.00. A child under the age of 18 can open an account with a deposit of $50.00. This account pays interest. Interest will be compounded every quarter and credited to your account. Interest will not be credited if your account is closed before posting. A per transaction fee will be imposed if there are more than nine withdrawals in a quarter. Please contact the bank regarding rates and other fees.

Christmas Club

Our Christmas Club account requires an opening deposit of $50.00. This account pays interest. Interest will paid at the end of the club term and will not be compounded. No withdrawals can be made from this account until the end of the club year.

Certificates of Deposits

Peoples State Bank of Colfax offers a variety of Certificates of Deposits. Interest rates are compounded daily and will be credited monthly, quarterly, semi-annually or annually. Interest checks are also available. Certificates are automatically renewable with a ten (10) day grace period. Penalties for early withdrawals are three months for CD’s with terms 30 days to 11 months and six months for all other certificates. Deposits of $1,000.00 are required unless otherwise stated. You may not make deposits into your account before maturity. Current rates are available at the bank. Please stop by or call.

IRAs

Individual Retirement Accounts (IRA) and Roth Retirement Accounts are also available. Terms and rates are available at the bank.

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